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We
know that you are concerned with how your personal and
financial information is treated. This Privacy Policy
sets forth our current policies and demonstrates our commitment
to your financial privacy. Please bear in mind, however,
that we may change the content or services found on our
website, and consequently, our privacy policy at any time
in the future. Please revisit this page from time to time
to be sure that you are familiar with any changes to our
policy. Your continued use of our web site following any
modifications to this privacy policy will be conclusively
deemed acceptance of any changes. We maintain the following
privacy policy:
1. As a user of the public portions of
the Empire Mortgage website, you are not required to provide
us with any personal information, and we do not monitor
or collect any personally identifiable information from
you on your use of the public portions of our site. We
may track the number of users who visit particular portions
of our site, but such aggregate numbers do not identify
you. We may also record the location of your computer
on the Internet, for systems administration and troubleshooting
purposes, and to report aggregate information.
2. We emphasize to our employees the
confidential nature of customer information and the high
level of importance we place on maintaining this confidentiality.
3. We maintain personal information in
a password-protected electronic file outside of our website
or its servers, and we limit access to such information
to employees who need to have such information to provide
services to you.
4. In addition, we may disclose information
about you if requested or ordered to do so in the course
of a legal or regulatory proceeding.
5. We may gather the following types
of information needed to process your transactions, respond
to your inquiries, and fulfill your requests:
• Contact information you provide (for example,
your personal and business addresses, phone and fax numbers,
firm affiliations and titles).
• Tracking information which our web server automatically
recognizes each time you visit our site or communicate
with us by e-mail (for example, your domain name, your
e-mail address, and what pages you visit); and
• Information you volunteer, via applications, conversations
or other methods.
• Any other sensitive and confidential personal
and financial information as it relates to your note or
mortgage either owned by us or not owned by us.
6. We may use this information to:
• Improve and customize the content and layout of
our site and other communications tools, such as magazines
or online advertisements and other print related content
delivery methods.
• Notify you of updates to our site.
• Notify you of relevant products and services.
• Notify you of upcoming events and programs.
• Compile specialty directories about which you
will be made aware.
• Track usage of our sites.
7. Empire Mortgage does not share, sell
or trade e-mail addresses, but may provide you with on-line
informational or marketing messages that have been approved
by Empire Mortgage for the purposes described in Part
8 of this policy.
8. We will not share, sell or otherwise
provide other information about you to third parties,
except for:
• Other vendors for the limited purpose of contacting
targeted groups of members, through marketing vehicles
approved by Empire Mortgage.
• When required by law or valid legal process, or
to protect the personal safety of our members or the public.
9. We maintain security procedures and
standards, which we believe, are as safe as today's technology
permits. We test these procedures and modify them regularly
as new technologies become feasible.
10. Our site may contain advertising
placed by advertising networks pursuant to agreements
between Empire Mortgage and the advertising network. We
do not, nor will we ever, control these advertising networks,
the sites of third parties reached through links on our
site or their information collection practices and Empire
Mortgage will not be responsible for the activities of
these third parties. The advertising network uses cookies
to collect certain non-personally identifiable information
when you click on the banner ads that could appear on
our sites. This information is collected by the advertising
network for purposes of measuring and reporting on the
advertising to advertisers and Empire Mortgage. The advertising
network may also aggregate the information for certain
other statistical and reporting purposes.
Although we have tried to create a secure and
reliable web site for our users, the confidentiality of
any communication or material transmitted via our web
site or by e-mail cannot be guaranteed. When disclosing
any personal information, all users should remain mindful
of the fact that it is potentially accessible to others,
and consequently, can be collected and used by others
without user consent. Accordingly, users should consider
carefully if they want to submit sensitive information
that they would not want disclosed and should recognize
that their use of the Internet and our web site is solely
at their own risk. We have no responsibility or liability
for the security of personal information transmitted via
the Internet. Please see our Legal Terms for more information
on the use of our web site. |
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